Terms & Conditions

1. Acceptance of Terms

By accessing and using valoriqenthos's website and services, you accept and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Service Description

valoriqenthos provides professional financial audit and compliance consulting services including:

• Financial records review and analysis
• Compliance assessments
• Business consulting and recommendations
• Financial wellness guidance

All services are provided for informational and consulting purposes only.

3. Client Responsibilities

By engaging our services, you agree to:

• Provide accurate and complete information
• Cooperate fully during the audit process
• Pay all fees according to agreed terms
• Maintain confidentiality of proprietary methodologies
• Use our recommendations responsibly

4. Professional Standards

valoriqenthos maintains high professional standards in all our services:

• We adhere to applicable professional and ethical standards
• Our team consists of qualified professionals
• We maintain appropriate professional insurance
• We follow industry best practices

5. Fees and Payment

• All fees are quoted in Canadian dollars
• Payment terms will be specified in individual service agreements
• Late payment charges may apply
• Refunds are subject to our refund policy

6. Confidentiality

We maintain strict confidentiality regarding all client information and will:

• Protect confidential information disclosed to us
• Use information only for service delivery purposes
• Not disclose information to third parties without consent
• Maintain secure storage of all documents

7. Limitation of Liability

To the fullest extent permitted by law:

• Our services are provided on an "as is" basis
• We make no warranties regarding specific outcomes
• Our liability is limited to the fees paid for services
• We are not liable for indirect or consequential damages

8. Intellectual Property

All content on our website and in our materials is protected by copyright and other intellectual property laws. You may not:

• Copy or reproduce our proprietary content
• Use our methodologies without permission
• Distribute our materials to third parties
• Reverse engineer our processes

9. Termination

Either party may terminate services with appropriate notice. Upon termination:

• All outstanding fees become immediately due
• Confidentiality obligations remain in effect
• We will return client materials as agreed
• Access to our systems will be terminated

10. Governing Law

These terms are governed by the laws of Ontario, Canada. Any disputes will be resolved through:

• Good faith negotiation first
• Mediation if negotiation fails
• Arbitration or court proceedings in Ontario

11. Contact Information

For questions about these Terms & Conditions: